Stabilize mobile auth session handling

lib/query-client.ts

@@ -1,6 +1,6 @@
 import { MutationCache, QueryCache, QueryClient } from "@tanstack/react-query";
 
-import { isUnauthorizedError } from "@/lib/trpc-errors";
+import { isRateLimitError, isUnauthorizedError } from "@/lib/trpc-errors";
 
 export function createAppQueryClient(onUnauthorized: () => void) {
   const handleError = (error: unknown) => {
@@ -16,7 +16,13 @@ export function createAppQueryClient(onUnauthorized: () => void) {
       queries: {
         staleTime: 30_000,
         retry: (failureCount, error) => {
-          if (isUnauthorizedError(error)) return false;
+          if (isUnauthorizedError(error) || isRateLimitError(error)) return false;
+          return failureCount < 1;
+        },
+      },
+      mutations: {
+        retry: (failureCount, error) => {
+          if (isRateLimitError(error)) return false;
           return failureCount < 1;
         },
       },